Documenting Your Funeral Wishes
IMPORTANT: This guide is for general educational purposes for U.S. adults with relatively simple finances. It is not legal, tax, or financial advice. HeirLight is not a law firm and does not provide legal advice. Laws vary by state; consider consulting a licensed attorney about your specific situation.
Most people have a sense of what they'd want. A simple service or something larger. Buried near family or cremated. A favorite song, a specific place, a gathering that feels like them.
These are personal preferences, and they matter. But without writing them down and sharing them, the people left behind are left guessing, often while grieving, often under time pressure.
Documenting your funeral wishes isn't a morbid exercise. It's a considerate one. It takes a burden off your family at one of the hardest times they'll face, and it makes sure the choices that matter to you are actually honored.
What Are Funeral Wishes?
Funeral wishes are your personal preferences for what happens after you pass, covering the type of service you want, how you'd like your remains handled, and any specific details that matter to you.
They can be as simple or as detailed as you choose. Some people write a few sentences. Others create a full outline. Either way, having something written down gives your family something to work from instead of having to make every decision from scratch.
What to Consider
Thinking through your preferences doesn't have to happen all at once. These are the main areas most people address:
Burial or cremation. This is often the first and most significant decision. Do you prefer to be buried? If so, where? Do you prefer cremation, and if so, do you have preferences about where your ashes are kept or scattered? Some people also choose green burial or other alternatives.
Type of service. Do you want a traditional funeral, a memorial service, a celebration of life, or something private and simple? Religious or secular? Formal or casual?
Location. Where would you like the service held? A place of worship, a funeral home, a meaningful outdoor location, or your family's home?
Music, readings, and other details. Are there songs, poems, or readings that feel meaningful to you? People you'd like to speak? A specific tone you'd like the gathering to have?
Practical preferences. Do you have a funeral home in mind? Have you made any pre-arrangements? Are there things you specifically do not want?
Organ donation. Have you already registered as a donor, or do you have a preference about donation that your family should know?
Where to Document Your Wishes
Your will is not the best place for funeral wishes. By the time a will is read, the arrangements have often already been made. Your wishes need to be somewhere accessible and known to the right people before that moment arrives.
Good options include a separate letter of instruction kept with your estate documents, a conversation followed up in writing with your next of kin, or a document shared directly with a trusted family member or friend.
Some people also make pre-arrangements directly with a funeral home, locking in their preferences and sometimes paying in advance. This removes the decision-making burden from family entirely.
Whatever format you choose, make sure the right people know the document exists and where to find it.
Talking to Your Family
Writing your wishes down is important. Telling someone is just as important.
A conversation with your family about your preferences, even a brief one, goes a long way. It surfaces any concerns. It gives people a chance to understand what matters to you and why. And it means that when the time comes, the people making decisions aren't starting from nothing.
These conversations can feel uncomfortable to start. But most families are relieved to have them. Knowing what you want takes an enormous amount of pressure off.
A Gift to the People You Love
Grief is hard enough without the added weight of uncertainty. When your family knows what you wanted, they can focus on honoring you rather than second-guessing themselves.
That clarity is something you can give them now, with relatively little effort. A few written preferences, shared with the right people, is all it takes.
Ready to Put Your Plan in Writing?
Your funeral wishes are one of the personal details you can document as part of a complete estate plan. HeirLight helps you work through all of it: your will, healthcare directive, and power of attorney, in one guided experience built for people who want clarity without the overwhelm.
The questions are in plain English. The pace is yours. And you can start for $0.
Once you're done, you'll print and sign your documents according to your state's rules, and the people you care about will have something clear to follow.
If this has been sitting on your to-do list for a while, this is a simple way to finally move it forward.
Important: HeirLight is not a law firm and does not provide legal, tax, or financial advice. Our tools are educational and self-help in nature. For complex situations or legal advice about your specific circumstances, you should consult a licensed attorney.
Sources
The information in this article is based on general estate planning principles and publicly available legal resources. For guidance specific to your state or situation, we recommend speaking with a licensed estate planning attorney.
- American Bar Association - Guide to Wills and Estates - americanbar.org
- AARP - How to Plan Your Own Funeral - aarp.org
- Federal Trade Commission - Funeral Costs and Pricing Checklist - consumer.ftc.gov
- National Funeral Directors Association - Planning Ahead - nfda.org
